Commodatum (Loan for Use)

A commodatum was a loan of property for the use of the borrower. It arose whenever one person (the commodator) delivered a thing to another (the commodatorius) for the latter's gratuitous use. It was a contract of praetorian origin and a bona fidei negotium both parties being bound to do everything required by good faith.

The contract was made by the mere delivery of the property for the contemplated use. The borrower did not become the owner of the property, he got merely the right as against the lender, to the use of the property. Hence a person not the owner of the property — even a thief — could give a thing in commodatum. The transaction was gratuitous if the borrower was to pay for the use, it was a contract of hire.

The borrower was required to exercise the highest care (omnis or exacta diligentia), to take as good care of the thing lent as a good paterfamilias would bestow, not merely such care as the particular borrower usually bestowed upon his own affairs.

If the thing was lost or injured through any fault of his own, he was liable, but not for loss or injury by accident or from causes beyond his control. For loss by theft the borrower was liable, for it was considered that such loss could be prevented by due care, but the borrower was not responsible for loss by robbers. But if the borrower used the thing for a different purpose than that for which it was borrowed, he was liable for loss or injury even without his fault. Thus if one borrowed plate to be used at a supper, and instead took it on a journey and it was stolen by robbers, the borrower was liable. And a borrower who thus made a different use of the thing borrowed was also liable to an action for theft unless he srtpposed that the lender would have consented to such different use. For default by the borrower the lender had an actio commodati directa.

The borrower derived all the benefit from the contract, and ordinarily the lender was under no special duty to him, but after delivering the thing to the borrower he was obliged to let him enjoy the use of it as agreed. He had also to pay extraordinary expenses in caring for the thing, but the borrower had to pay ordinary expenses, such as food or trifling medical expenses for slaves borrowed.

The lender was liable to the borrower for fraud (dolus) or gross negligence (culpa lata). Thus if a man lent vessels to hold wine or oil knowing that they were leaky, he was liable for the value of the wine or oil lost. The borrower's rights were enforced by an actio conimodati contraria.

It will be observed that the English law relating to gratuitous loan for use, which was formerly known by the Roman name of commodatum, is practically the same as the Roman law.

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